Risk Management and Employee Benefits » Health Benefits

Health Benefits

Rowland Unified School District offers a variety of benefit options to eligible employees and their dependents.  The information presented here provides an overview of the plans available.  For further assistance, please contact Risk Management at 626-854-8382.
 
Eligibility and Enrollment Guidelines
If you are a regular full-time employee working at least 30 hours per week (75% Classified and 50% Certificated), you and your eligible dependents are eligible for medical, dental, vision, and life insurance coverage.  Eligible dependents include: 
  • Legally married spouse
  • Registered domestic partner
  • Children under the age of 26 (natural, adopted, stepchildren)
  • Certified disabled children over the age of 26.  
 
As an eligible employee, you may enroll at the following times:
  • As a new hire: within 60 days of hire date. 
  • Each year during open enrollment
  • Within 30 days of a qualifying event as defined by the IRS. (Contact us as soon as possible when you have a qualifying event)
                 * Marriage, divorce, legal separation
                 * Child support order
                 * Birth or adoption
                 * Death of a spouse or child
                 * Loss of coverage from another health plan
                 * Move
 
 
 
Paying for your coverage
You and the District share in the cost of the Medical, Dental, and Vision benefits.  Your cost for coverage will vary depending on the option and level of coverage you choose.  Use the calculators below to calculate your health insurance cost.  
 
 
2022 Benefits Calculators
MEDICAL PLAN OPTIONS
 
We offer eleven medical plans to choose from.  Choosing your health plan is an important decision.  To assist you with this process, each health plan available through the CalPERS has produced a Summary of Benefits and Coverage.   
 
Click below to view plans coverage and benefits
 
 
 
DENTAL PLAN OPTIONS
 
There are two dental plan options through Delta Dental Insurance.  When it comes to dental plans, you want to select a plan with benefits that fit the needs of you and your family.  Delta Dental PPO and HMO plans offer comprehensive dental coverage while retaining quality care and excellent customer service.  Each plan has its own advantages. 
 
About the PPO Plan
Delta Dental PPO is a Preferred Provider Organization plan that gives you the freedom to visit any licensed dentist.  To provide the lowest out-of-pocket cost, however, you are encouraged to seek care from a PPO network dentist.  The PPO Plan includes diagnostic and preventative care and has an annual maximum of $1,500 per family member.
 
About the HMO Plan
Delta Care HMO (also referred to as PMI or DHMO) offers cost-effective, comprehensive benefits through an established HMO network.  To provide the lowest out-of-pocket cost, the plan requires enrollees to select a participating dentist within the DeltaCare DHMO network.  There are no maximums on general services when you are covered by the DeltaCare DHMO plan. 

 

 

Contact Information

Delta Dental PPO 888-335-8227

Delta Care HMO 800-422-4234

https://www.deltadentalins.com

 

 
 
VISION PLAN 
 

Vision care is just as important as medical care. The eyes can be a key to identifying other health-related issues you may have. RUSD's Vision plan is through Medical Eye Services (MES).  The Plan allows each member a vision exam, frames, and lenses every 12 months. Employees will receive richer benefits if an in-network provider is utilized. 

 

MES Vision Contact Information

(800) 877-6372

https://www.MESvision.com

 

 

 California Public Employees Retirement System (CalPERS) Health Benefits Program

The CalPERS website has health plan information, videos and updates.

(888) 225-7377

www.calpers.ca.gov

                                           

Anthem Blue Cross HMO Plans

Anthem Select and Traditional HMO plans

(855) 839-4524

www.anthem.com/ca/calpers

 

Blue Shield of California HMO

Blue Shield Access+ HMO & Trio plan

(800) 334-5847

www.blueshieldca.com/calpers 

 

HealthNet HMO

HealthNet Salud y Mas and SmartCare HMO Plans

(888) 926-4921

www.healthnet.com/calpers

 

Kaiser Permanente

Kaiser Healthplans HMO

(800) 305-1220 

www.kp.org/calpers

 

United Healthcare HMO

UnitedHealthCare basic HMO plan

(877) 359-3714

www.uhc.com/calpers

  

OptumRx   

Pharmacy Benefit Manager (855) 505-8110

www.optumrx.com/calpers

 

PERS Platinum & PERS Gold PPO Plans

(877) 737-7776

      www.anthem.com/ca/calpers
 
 

Delta Dental PPO    

(866) 499-3001

www.deltadentalins.com

 

DeltaCare Dental HMO

(800) 422-4234

www.deltadentalins.com

 

Medical Eye Services of California

(800) 877-6371

www.mesvision.com

 

LIFE INSURANCE
 
Basic Life Insurance
 
Life insurance protects your family or other beneficiaries in the event of your death while you are still actively employed with the company. Rowland Unified School District pays for coverage, offered through MetLife. If your death is due to a covered accident or injury, your beneficiary will receive an additional amount through Accidental Death and Dismemberment (AD&D) coverage.